Posts Tagged ‘roth ira’

Which no-load index fund is the best to start with?

I am 22 years old and recently put in 0 into a ROTH Ira through TD Ameritrade. Do I even have the minimum balance to begin ivnesting in any of these index funds? I only know of Vanguard’s 500 index fund as well as Fidelity Spartan.


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Question about Index Funds?

I am about to begin contributing to my Roth IRA, and am looking for a listing of Index Funds in which to invest my money.

Can any one provide me a source for many different index funds and ticker symbols?

I am looking for both international and domestic exposure.


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Are Target Retirement Funds index funds?

please don’t get mad at this question :)

I want to do a Roth IRA at Vanguard with a Target Retirment and a Total Stock Market Fund. I was told the index fund is the way to go for me…..am i getting it with the TSM fund?


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Mutual Fund?

I currently am a government employee and have an employee retirement plan (not 401k). Should I also consider investing in a mutual fund? Would I be able to have a Roth IRA? I don’t plan on working for the government for much longer so I would like to start a separate retirement fund.


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Can I have a Roth IRA at Vanguard with the S&P 500 Index Funds?

I know I should call them but before I do I was hoping I can get some insight from you guys.. I need to invest in a Roth IRA but I also want to do have an Index Fund like the S&P 500 on the same account. Any advice is appreciated. Also looking into TRowe Price. Thanks everyone.


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Should I make a lump-sum contribution to my mutual fund account or take advantage of dollar-cost averaging?

I received some inheritance money that I’d like to invest for retirement. I plan to open a mutual fund account with Vanguard and begin investing in index funds. Should I invest the entire lump sum at once or keep it in a high-yield money market account and fund the mutual fund account monthly to take advantage of dollar-cost averaging?

Assume I have no bad debt, have already established an emergency fund, am contributing to a 401(k), and am funding a Roth IRA (also with Vanguard) to the annual max.


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Can I have an IRA with two different mutual fund companies?

Is it allowable to have a Roth IRA with two (or more) different mutual fund compaies, so long as you don’t exceed the maximum contribution amount permitted by the IRS?


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Mutual funds holding foreign equity and foreign tax credit?

I have two mutual funds that hold some foreign equity. I am assuming there are foreign taxes that will be paid related to these. Will I be able to get a foreign tax credit for the taxes paid? What if these are held in a Roth IRA?
If the funds are in a Roth, would I be able to apply a FTC if I have taxable passive income from other sources, or still no?


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Is a money market IRA considered a traditional or Roth IRA?

I have a money market IRA that was converted from a Roth IRA over 2 years ago. I didn’t like the rate I was getting in the Roth and converted to the money market, but now I am unhappy with the return I am getting on the money market IRA. Is my money market IRA considered a traditional IRA? I’m 27 and would like to withdraw approximately 3,000 for something that would not qualify under any of the exceptions. Will I end up paying the 10% early withdrawal fee and will the 3000 be considered income?


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How often can you trade between mutual funds in a ROTH IRA?

I have a Roth IRA through USAA. Within the ROTH, I have a few mutual funds. I was wondering if there is some kind of restriction that would restrict the frequency I can exchange between funds. Anyone know?


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