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Posts Tagged ‘mutual fund’

clarification on index funds?

October 5th, 2010

I’m 19 years old and trying to plan for my future. I’ve been trying to do research on things to invest in and originally i went into this looking into buying a mutual fund. most of the information i found said that mutual funds arent the way to go but index funds are where its at. Ive been looking into this "VTSMX" fund but I just don’t understand how i’ll really make money with it long term. I just don’t understand how its a good long term investment. The stock market goes up 2 out of every 3 years i read somewhere but it seems like like it takes 2 years to recover from how long it got at one point. so how do I make money on an index fund when it just platues. As far as the fund is concerned it went to 35$ at one point and then came back down to 14 and then continued to rise to 38 again. I guess I just don’t quite understand and have alot more learning to go. any insight would be wonderful

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Technorati Tags: 19 years, 3 years, how do i make money, index fund, index funds, insight, long term investment, mutual fund, mutual funds, quot, stock market

Posted in Best Index Funds |

Tags: 19 years, 3 years, how do i make money, index fund, index funds, insight, long term investment, mutual fund, mutual funds, quot, stock market |

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What index funds should I invest in? (I have Fidelity)?

October 4th, 2010

Okay, I keep reading that the best, safest way to invest is to buy Index funds. I have looked into these and most of these have minimums at least 2500, 10k, or even 100k. If I have 20k to invest and I want to have a diversified portfolio, how should I invest this 20k into the index funds?

I currently have an extra 1500 that i invest in individual stocks.

What is the difference between a mutual fund vs index fund?

Any input will be greatly thankful. Thanks and have a great day!

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Technorati Tags: diversified portfolio, index fund, index funds, mutual fund, stocks

Posted in Best Index Funds |

Tags: diversified portfolio, index fund, index funds, mutual fund, stocks |

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Mutual funds transferred to an Index fund?

September 29th, 2010

Hey, certainly not the right place to ask important financial questions but did need some quick clarification…

Listening to NPR today and one of the top performing investor’s overall recommendation was that basically, a basic index fund will, on average, out perform any Mutual fund. And, because Index funds have less fees associated with them, the investor really will make out far better in the long run. His advice was, of course, not to pull your money out of your investment account but to perhaps transfer it to an Index Fund.

Since this was really limited information, my question was really about how the mutual fund works. I’ve lost, say, 30k in the 3 different mutual funds I have now. Shouldn’t I just leave the money in (since it’s already a loss) and hope the value goes up in the next 10 years? Or, within the mutual fund are the stocks constantly trading so the stock my mutual fund holds now, will not be the same stock in it 10 years from now. If the later is the case, I can see why moving it to an index fund makes sense. But if investors usually keep the same core stocks, then isn’t transferring my money to an Index fund the same as pulling out of the market? Does this make sense?

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Technorati Tags: 10 years, clarification, financial questions, index fund, index funds, investment account, investor, investors, money, mutual fund, mutual funds, stock, stocks

Posted in Best Index Funds |

Tags: 10 years, clarification, financial questions, index fund, index funds, investment account, investor, investors, money, mutual fund, mutual funds, stock, stocks |

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what should I consider to find out before handing my money for mutual fund investment?

September 4th, 2010

I been talking to the bank financial adviser and I decided to go with mutual fund for five years investment. I want to know what to ask before handing my money to them. I am expecting some kind of document?

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Technorati Tags: financial adviser, money, mutual fund

Posted in Top Rated Mutual Funds |

Tags: financial adviser, money, mutual fund |

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Last year you inherited $12,000 and decided to invest some of it in a low risk mutual fund?

September 3rd, 2010

Last year you inherited ,000 and decided to invest some of it in a low risk mutual fund, and the rest in a high risk fund. During the year, the low risk fund earned 6%, while the high risk fund lost 3%. If your total investment is now worth ,450, how much money did you invest in each fund?

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Technorati Tags: high risk, how much money, mutual fund, risk fund

Posted in Top Rated Mutual Funds |

Tags: high risk, how much money, mutual fund, risk fund |

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How can I find a mutual fund or other stock that invests in ethanol production for flex fuel vehicles?

September 2nd, 2010

The Wall Street Journal today had an article about ethanol commodity prices jumping due to the increased demand for ethanol fuel for cars. I want to find an investment (mutual fund, stock) that I can buy to take advantage of the increasing ethanol prices.

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Technorati Tags: cars, commodity prices, ethanol fuel, ethanol prices, mutual fund, stock, wall street, wall street journal

Posted in Top Rated Mutual Funds |

Tags: cars, commodity prices, ethanol fuel, ethanol prices, mutual fund, stock, wall street, wall street journal |

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What is the difference between a ETF and a Mutual Fund?

September 1st, 2010

Vanguard mutual funds are very attractive but require a inital deposit of ,500, I know I can buy the ETF with my sharebuilder account a few shares at a time.

When I buy a ETF is it the same as investing in the mutual fund?
Or is the price of a ETF just the value of the fund? (supply/demand)

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Technorati Tags: etf, mutual fund, vanguard mutual funds

Posted in Top Rated Mutual Funds |

Tags: etf, mutual fund, vanguard mutual funds |

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How much will my expenses be for this Mutual fund?

August 30th, 2010

If it states that mutual fund expense is $ 2000 per ,000 invested. How much will I be charged if my initial investment was 1000 but is now worth 100,000?
Initial investment: 1000 (20 years ago)
Payments: 0
Worth now: 100,000

Mutual fund expense: 00 of every 10,000 invested. Since my investment was only 1000, would I still be charged according to what it is worth now?

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Tags: initial investment, mutual fund |

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Would it be terrible to pull a chunk of money from a mutual fund now while I'm job hunting after college?

August 29th, 2010

I just finished an internship, and am struggling to make ends meet as a barista at starbucks while I look for a "real" job. I have a mutual fund, but I’m hesitant to pull anything from it- so I’m living like I’m completely poor right now and barely scraping by. Is this stupid? Or am I right to leave the fund alone?

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Technorati Tags: barista, internship, job, mutual fund, starbucks

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Tags: barista, internship, job, mutual fund, starbucks |

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What does a company gain by offering a consumer a CD account or a mutual fund?

August 27th, 2010

These types of accounts (CDs and Mutual funds) are said to have higher interest rates that the account holder can benefit from than a normal savings account , but what’s in it for the company offering the CD or the Mutual fund ?