Posts Tagged ‘money markets’

Is principal in money market accounts safe?

I always thought money markets are a safe place to keep money liquid and safe, but with a higher interest rate than checking accounts. But then someone freaked me out today saying that there is no protection of principal. Who is right?


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better way to invest money than CD or money market?

I’m a 35yo single male, I own my own home and I have about 000 in a money market paying 4.65 apy. Also i have two CD’s each for 00 5.35% apy for nine months. My mortage is 6.74% apr ( I owe k, purchased house at k two years ago). I also have about k in a retirement mutual fund which I have calculated has paid a disappointing 5 % over the last 7 yrs. My question is this. These investments (cd’s and money markets) are super safe because of FDIC. And I like a sure thing even though I’ve heard often that when your younger u should have more risk in your portfolio than when u r older. Are there investments that would pay slighty more and be slightly more risky but not too risky. Perhaps municipal bonds? I also like the liquidity of CD’s and money market accounts so I wouldn’t want to give up all that much liquidity.


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what type of assets and liabilities does money market mutual funds have?

I don’t understand what would the assets and liabilities of money markets mutual funds would be, can someone try to explain me this.
would the assets be the selling of shares to individuals so they get diversified portfolios? but what would liabilities be?


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