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Posts Tagged ‘money market accounts’

Hi,
Does a foreigner, who got interest income from money market accounts in US, needs to file US tax return?

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Technorati Tags: foreigner, interest income, money market accounts, tax return

I’m a 35yo single male, I own my own home and I have about 000 in a money market paying 4.65 apy. Also i have two CD’s each for 00 5.35% apy for nine months. My mortage is 6.74% apr ( I owe k, purchased house at k two years ago). I also have about k in a retirement mutual fund which I have calculated has paid a disappointing 5 % over the last 7 yrs. My question is this. These investments (cd’s and money markets) are super safe because of FDIC. And I like a sure thing even though I’ve heard often that when your younger u should have more risk in your portfolio than when u r older. Are there investments that would pay slighty more and be slightly more risky but not too risky. Perhaps municipal bonds? I also like the liquidity of CD’s and money market accounts so I wouldn’t want to give up all that much liquidity.

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Technorati Tags: fdic, investments, liquidity, money market accounts, money markets, mortage, municipal bonds, mutual fund, nine months, retirement, risk, sure thing

Because me and my gf have been trying to save up money for the future. I know banks provide less than 1%apy. Some money market accounts offer over 5% APY. This is a much better rate. What is the difference and what are your feelings towards the two accounts?

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Technorati Tags: banks, feelings, gf, money market accounts

Feds have decided to do a bailout on investment firms (AIG) and money market accounts but should I keep my capital in the Money Market Fund?

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Technorati Tags: aig, bailout, feds, investment firms, money market accounts, money market fund

I have a couple money market accounts already and just recently opened up a 3rd money market account. Then I got an offer today for a higher interest rate elsewhere. Does opening and having numerous of these savings accounts affect your credit?

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Technorati Tags: interest rate, money market account, money market accounts, savings accounts

Does any body know about money market accounts with Washington Mutual? I wanna open one up if it’s worth it. I wanted to know the do’s and don’ts.

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Technorati Tags: money market accounts, washington mutual

I want to open a savings account separate from my checking account to earn a higher interest rate. I keep reading about "money market accounts." What is the different between a savings account and a money market account? What are the advantages/disadvantages to having either one? Thank you!
By the way, I do plan on meeting with a banker as soon as the holidays slow down to better discuss my options.
I just wanted to see if anyone could offer any quick info or help on here in the meantime!

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Technorati Tags: checking account, holidays, interest rate, money market account, money market accounts