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Posts Tagged ‘liquidity’

better way to invest money than CD or money market?

July 31st, 2010

I’m a 35yo single male, I own my own home and I have about 000 in a money market paying 4.65 apy. Also i have two CD’s each for 00 5.35% apy for nine months. My mortage is 6.74% apr ( I owe k, purchased house at k two years ago). I also have about k in a retirement mutual fund which I have calculated has paid a disappointing 5 % over the last 7 yrs. My question is this. These investments (cd’s and money markets) are super safe because of FDIC. And I like a sure thing even though I’ve heard often that when your younger u should have more risk in your portfolio than when u r older. Are there investments that would pay slighty more and be slightly more risky but not too risky. Perhaps municipal bonds? I also like the liquidity of CD’s and money market accounts so I wouldn’t want to give up all that much liquidity.

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Technorati Tags: fdic, investments, liquidity, money market accounts, money markets, mortage, municipal bonds, mutual fund, nine months, retirement, risk, sure thing

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Tags: fdic, investments, liquidity, money market accounts, money markets, mortage, municipal bonds, mutual fund, nine months, retirement, risk, sure thing |

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$1000.00 in a money market account over one yearwhat would the investment, liquidity, and safety as well as in?

July 28th, 2010

If I invest 00.00 in to a money market account over one year what would the investment, liquidity, and safety as well as interest rates, interest gained, and maturity value be.