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Posts Tagged ‘investor’

Mutual funds transferred to an Index fund?

September 29th, 2010

Hey, certainly not the right place to ask important financial questions but did need some quick clarification…

Listening to NPR today and one of the top performing investor’s overall recommendation was that basically, a basic index fund will, on average, out perform any Mutual fund. And, because Index funds have less fees associated with them, the investor really will make out far better in the long run. His advice was, of course, not to pull your money out of your investment account but to perhaps transfer it to an Index Fund.

Since this was really limited information, my question was really about how the mutual fund works. I’ve lost, say, 30k in the 3 different mutual funds I have now. Shouldn’t I just leave the money in (since it’s already a loss) and hope the value goes up in the next 10 years? Or, within the mutual fund are the stocks constantly trading so the stock my mutual fund holds now, will not be the same stock in it 10 years from now. If the later is the case, I can see why moving it to an index fund makes sense. But if investors usually keep the same core stocks, then isn’t transferring my money to an Index fund the same as pulling out of the market? Does this make sense?

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Technorati Tags: 10 years, clarification, financial questions, index fund, index funds, investment account, investor, investors, money, mutual fund, mutual funds, stock, stocks

Posted in Best Index Funds |

Tags: 10 years, clarification, financial questions, index fund, index funds, investment account, investor, investors, money, mutual fund, mutual funds, stock, stocks |

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Why not just invest in index funds?

July 27th, 2010

Like the S&P 500, since it goes up and down with the market. Is the strategy of an "index and a few" (few refering to stocks) a good way to invest? How should a moderate-higher risk investor invest? Also, since most mutual funds underperform, why should you invest in some(or not)?

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Technorati Tags: amp, investor, mutual funds, refering, risk, stocks

Posted in Best Index Funds |

Tags: amp, investor, mutual funds, refering, risk, stocks |

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What factors do investors consider when looking at an investment opportunity?

July 15th, 2010

I’m sure they look at the return on thier investment and the possible profits. How heavy do they weigh the "person" asking for the investment?

Would it be challenging to find an investor to open a second hand store? Does the persons credit matter?
I’m talking about my bad credit.

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Technorati Tags: bad credit, investor, profits, second hand store

Posted in Online Stock Investment |

Tags: bad credit, investor, profits, second hand store |

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Why does the value of a mutual fund go down by the equal amount of the dividend paid?

July 14th, 2010

While I was happy to get a 25 cent dividend, I then noticed that the NAV of my mutual fund went down by 25 cents. So, in the end, are dividends useless to the investor? Please tell me what the story with this is. Thanks in advance.

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Technorati Tags: dividend, dividends, investor, mutual fund, nav, thanks in advance

Posted in Top Rated Mutual Funds |

Tags: dividend, dividends, investor, mutual fund, nav, thanks in advance |

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Where is the best place to complain about an undisclosed fee with a mutual fund company?

July 12th, 2010

I thought I was opening a mutual fund account with a large mutual fund company. I already have a Traditional IRA mutual account with them. When I opened the ROTH IRA account online I didn’t realize it was a brokerage account. I’m a saver not an investor. I have 20 years with this company, however they won’t waive the fee for this account. Worst of all it was hidden in the pull down electronic agreement so I didn’t see it. They are playing hard nose and won’t budge, not even for an old client.

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Technorati Tags: brokerage account, electronic agreement, investor, mutual fund account, mutual fund company, roth ira account, traditional ira

Posted in Top Rated Mutual Funds |

Tags: brokerage account, electronic agreement, investor, mutual fund account, mutual fund company, roth ira account, traditional ira |

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How can an investor sell stock after purchasing a put option when the value of the stock dropped?

June 5th, 2010

If an investor buys a put option for the right to sell shares at a share, and the market price of the stock drops to per share, how is it possible the investor is able to exercise their right to sell the shares at per share? Who would be interested in purchasing stock at per share if they can purchase it for per share?

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Posted in Online Stock Investment |

Tags: investor, market price, stock |

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What services does an investment company provide to an investor?

May 8th, 2010

If you started an investment company, what kind of services would you provide for an investor?

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Posted in Online Stock Investment |

Tags: investment company, investor |

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Do a hedge and mutual funds have to pay income and capital gains taxes on its investments?

April 14th, 2010

If the fund makes a trade does it have to pay the taxes or does the investor pay taxes after they make a withdrawl from the fund? Or is it both? Same with Mutual Funds? If these funds don’t have to pay taxes on their trades, this seems like a HUGE advantage compared to the average investor.

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Tags: investor, mutual funds, trades, withdrawl |

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If mortgage bonds are secured corporate bonds then how did the subprime bubble happen?

April 5th, 2010

I am trying to understand secure bonds and I know mortgage bonds are secured bonds,if that is the case,even if they default ,the investor should get the prinicipal back.Can someone give an explanation of this works.

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Posted in Top Rated Mutual Funds |

Tags: investor, mortgage bonds, prinicipal |

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Penny Stocks: The Hype Vs Reality

January 29th, 2009

The definition of penny stocks, also known as micro-cap stocks, varies. A stock is termed as a penny stock based upon its market capitalization and share price.

According to the US Securities and Exchange Commission (SEC), a stock is termed as penny stock if its share price is below $5. However, many in the investor community believe that a penny stock is one with the share price of $1 or less. As junk bonds are compared to investment grade bonds in fixed income market, penny stocks are compared with blue chip stocks in stock markets.

anglo irish bank stocks Trading in penny stocks are far more riskier and speculative than trading in blue-chip or other mid-cap or large-cap stocks. Several investors believe that investing in penny stocks is like gambling, that one has to be prepared for losing money. Moreover trading penny stocks can be more expensive. Penny stocks are usually traded in the Over-the-Counter exchange or on the pink sheets.

If you intend to invest in penny stocks you should know the differences between penny stocks and other stocks, such as blue chips and mid-caps. While the performance of mid-cap and large-cap stocks is driven primarily by fundamentals, several analysts believe that the performance of penny stocks is driven primarily by investor speculations. If you analyze the fundamentals of 100 penny stocks, perhaps only two or three would be generating superior returns.

Despite the issues associated with penny stocks, several investors intend to invest in penny stocks, since they believe many of today’s blue-chip stocks, such as, Microsoft (Nasdaq: MSFT) and Wal Mart (NYSE: WMT) were once penny stocks. However, the share prices of these companies were almost never trading for pennies, however it appears that way when one looks at the price adjusted for stock splits. Many investors ignore this fact.

Since many penny stocks are traded on the pink sheets and are not scrutinized by the SEC, you will find it more difficult to find credible information about them.

Penny stocks often lack liquidity, which means investors would find it difficult to buy or sell. A lack of liquidity often helps fraudulent investors to manipulate the share prices. The SEC itself in Schedule 15G states ‘Investors in penny stock should be prepared for the possibility that they may lose their whole investment’.

A penny stock traded on the over-the-counter exchange has a higher chance of being delisted for lack of compliance. If the particular company is unable to list its stock on another exchange or become re-instated, you may lose 100% of your investment. You should consider this seriously, if you intend to take long positions in a penny stock.

Several new investors are attracted to penny stocks, given their low price and potential for substantial gains. There have been instances where penny stocks rose more than 1000% in a few days in the past, but this is extremely rare and often the price is not sustained. There are historical evidences that most penny stocks lose their entire value. If you are a new investor, you need to be aware of the risks involved.

If you still want to invest in penny stocks, do the relevant research into the company’s fundamentals and ignore the pre-conceived theories about the successes of the penny stocks in the past.

Penny Stocks Investing: Christian stock
Penny Stocks Investing: Christian stock investing: How to be … Christian stock investing: How to be Biblically responsible. Have you ever wondered how to pick investments that line up with your beliefs?

Penny Stock stock quotes
Penny Stocks – ABK ACTC ADVNB APPY C CHTR CNB CTIC FED FIG FITB GNTA IRE MCET RBS SAY SOLM SPSN SSCC STEM STSA TSFG UYG Stocks – ABK AMD AMR CDE CPSL CPST ESLR ETFC F FMNTQ FRPT

Penny Stocks Market
Penny stocks are ordinarily offered up by a concern that has been established for less than three years and has not greater than 5 million dollars in solid assets, or a business that has at the very least three years.

Penny Stocks Investing
The Business Desk (registration)Advice for SMEs on raising finance on PLUS stock marketThe Business Desk (registration), UK – 15 hours agoBy Anastasia Weiner – Business Correspondent A SEMINAR advising business leaders.

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