Fund picks and pans stocks

Posts Tagged ‘finance’

401k plan does not pay stock dividends on index funds?

October 19th, 2010

I have a 401k at my company, and I have 3 stock index funds in which I participate. Over the last year, I have NOT received a single dividend or capital gain on any fund. I have never seen this happen before, I always received dividends on index funds I have bought in the past.

I called the 401k department and they were of no help. They told me the dividends are reinvested back into the fund itself to bring the cost of the fund down…..I do not think that sounds right though…nor do I think its right considering the same fund cost is exactly what yahoo finance says the fund cost is.

If anyone could shed some light on this I would really appreciate it
Let me add some more details. The fund is something called a comingled fund. It does not really have its own prospectus per say, but it does hold 100% of Vangaurds Total Stock Index.
When I look at my statement online, there has not been a single transaction in the last 6 months…when I last worked there. However, I would would still expect to get dividends reinvested but I got nothing. I have the same amount of shares as when I left. I know for a fact the Vangaurd fund paid dividends this part year…so you see my point?

I called the 401k department and they told the dividends get revinvested into the fund itself and I do not see anything. They said this is a "special" arrangement and no dividends are paid to the owners. Personally, I think someone is skimming the dividends, I just have no idea how I would ever find that out.

Mail this post

Technorati Tags: 401k, capital gain, dividend, dividends, finance, prospectus, stock index funds, yahoo

Posted in Best Index Funds |

Tags: 401k, capital gain, dividend, dividends, finance, prospectus, stock index funds, yahoo |

No Comments »

Index Funds and dividends ?

September 3rd, 2010

I am thinking of buying some Vanguard Total Bond Market Index (VBMFX ) and Vanguard Total Stock Mkt Index (VTSMX ).

1- Do these index funds give dividends?
2- If so, where do you see that they do on google finance page for example or morningstar? I cannot find anytning that says dividends.

Thanks.

My Related Websites

Mail this post

Technorati Tags: bond market, dividends, finance, google, index funds, market index, morningstar, stock mkt, vanguard, vbmfx

Posted in Best Index Funds |

Tags: bond market, dividends, finance, google, index funds, market index, morningstar, stock mkt, vanguard, vbmfx |

3 Comments »

stock market?

August 28th, 2010

where can I find stocks in the global market (asia,eruope…) I go on yahoo finance and the stock like China telcom is under the NYSE I want to find stocks that are listed in the china or europe stock market..

My Related Websites

Mail this post

Technorati Tags: china, europe stock, finance, global market, market asia, nyse, stock market, stocks, telcom, yahoo

Posted in Online Stock Investment |

Tags: china, europe stock, finance, global market, market asia, nyse, stock market, stocks, telcom, yahoo |

5 Comments »

Investment?

August 22nd, 2010

Ok, i know nothing about finance( i am actually a physiotherapy student) , but i know that the only way to be rich is investingbuying assets.

I want to start some investment and buy some stock online, so where can you start from? where can you get the information froms? Do i need to hire a stockbroker? How much starting money do you need to start? ( i am not very rich or i wouldnt be here )

some expereinced stockbroker ’s answer would be great to give me some hint and ideas how to start

THANKS ~~ Much appreciated your help

My Related Websites

Mail this post

Technorati Tags: assets, finance, money, stock, stockbroker

Posted in Online Stock Investment |

Tags: assets, finance, money, stock, stockbroker |

3 Comments »

What are the steps required to become an investment banker?

August 5th, 2010

I am a senior in high school and I want to be an investment banker. I plan on majoring in finance. I have researched how to be an investment banker but i would like to hear from people who are investment bankers or in that field. I would like to know the path they are taking. I’m wondering if I should go straight to grad school or graduate work in a firm then get my MBA? Questions like that I have. Thanks in advance for your help
Are there any books you suggest I read now for future investment bankers?

My Related Websites

Mail this post

Technorati Tags: finance, grad school, graduate work, how to be an investment banker, investment bankers, mba, thanks in advance

Posted in Online Stock Investment |

Tags: finance, grad school, graduate work, how to be an investment banker, investment bankers, mba, thanks in advance |

2 Comments »

What does one need to do to become an investment banker?

April 30th, 2010

I’m a finance major graduating in May and want to become an investment banker. Do you need to get a master’s degree to become an investment banker? How much do investment bankers make per year?

Thanks!

My Related Websites

Mail this post

Technorati Tags: finance, investment banker, investment bankers

Posted in Online Stock Investment |

Tags: finance, investment banker, investment bankers |

1 Comment »

Is my IRA too conservatively invested in the federal money market fund?

April 29th, 2010

My Vanguard IRA. I told them to move the money to where it was invested as conservatively as possible, and they suggested federal money market fund. My wife says that’s like stuffing it in a mattress, but I dunno. I don’t know much about money, but a conservative investment seems ok, I think. I hope someone out there more knowledgeable than myself will comment on this. Thanks for any help.
Thanks, Jacqyln, but I’m sort of looking for a short answer or opinion here. This writer you’re suggesting mixes finance and religion? Think I’ll pass on that.

My Related Websites

Mail this post

Technorati Tags: conservative investment, federal money, finance, mattress, money market fund, religion, short answer, vanguard ira

Posted in Best Index Funds |

Tags: conservative investment, federal money, finance, mattress, money market fund, religion, short answer, vanguard ira |

5 Comments »

Can i become an investment banker with an entrepreneurship major and computer science major?

April 17th, 2010

I am planning on attending University of Indiana and i am wondering if i could become an investment banker if i majored in Entrepreneurship and Computer science (double major)?

Also, IU has a great group called Investment Banking Network. Does anyone know if i could get into this group without a finance major or possibly even a finance minor?

My Related Websites

Mail this post

Technorati Tags: banking network, computer science, finance, investment banker, investment banking, university of indiana

Posted in Online Stock Investment |

Tags: banking network, computer science, finance, investment banker, investment banking, university of indiana |

1 Comment »

Why is it bad for a mutual fund to have too many assets?

April 11th, 2010

I keep reading on morningstar and other finance sites about how "such and such a mutual fund is getting too bloated with assets," and that this is especially a problem for funds that focus on small-cap stocks. And I see that Vanguard and many other companies have closed funds to new investors–even Vanguard’s Windsor II, which focuses on huge corporations, has restricted new investors. Let’s say a mutual fund purchases more that 50% of a company, why is that bad? Isn’t that what Warren Buffet’s Berkshire Hathaway does?

My Related Websites

Mail this post

Technorati Tags: assets, berkshire hathaway, corporations, finance, investors, morningstar, mutual fund, small cap stocks, vanguard, warren buffet, windsor

Posted in Top Rated Mutual Funds |

Tags: assets, berkshire hathaway, corporations, finance, investors, morningstar, mutual fund, small cap stocks, vanguard, warren buffet, windsor |

4 Comments »

How to determine which mutual or index funds are best to invest in?

April 6th, 2010

Hi,
I am new to this area of finance and have no experience or backround education in it. I wanted to know how to determine which funds are the best to invest in. I have read some material online (limited myselfto top performing funds) but still feel vulnerable since I don’t feel I have knowledge whatsoever to feel confident that a particular fund is what will be suitable for me. Are there any indicators which one should look while chooosing mutual funds?