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Posts Tagged ‘fdic’

I know money market account is not isured by FDIC. I will have about 300K to invest but since the stock market is really volatile right now, I like to start investing slowly. I am planning to put some money in money market account at Vanguard. Their money market account have a slightly higher return. I also want to buy some mutual funds that Vanguard offers in the future.
But I am just a little concerned about putting all the money in just one account. Any thought? What kind of risk shoud I think about? Should I go with CD or Bond?

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Technorati Tags: 300k, fdic, money market account, mutual funds, risk, stock market, vanguard

It’s a money market account that is not FDIC insured. I put funds in Vanguard because it was getting much better interest than a bank, now I don’t know if it’s a good idea.

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Technorati Tags: fdic, money market account, vanguard

I’m a 35yo single male, I own my own home and I have about 000 in a money market paying 4.65 apy. Also i have two CD’s each for 00 5.35% apy for nine months. My mortage is 6.74% apr ( I owe k, purchased house at k two years ago). I also have about k in a retirement mutual fund which I have calculated has paid a disappointing 5 % over the last 7 yrs. My question is this. These investments (cd’s and money markets) are super safe because of FDIC. And I like a sure thing even though I’ve heard often that when your younger u should have more risk in your portfolio than when u r older. Are there investments that would pay slighty more and be slightly more risky but not too risky. Perhaps municipal bonds? I also like the liquidity of CD’s and money market accounts so I wouldn’t want to give up all that much liquidity.

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Technorati Tags: fdic, investments, liquidity, money market accounts, money markets, mortage, municipal bonds, mutual fund, nine months, retirement, risk, sure thing

Most money market funds are not FDIC insured.

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Technorati Tags: fdic, money market funds

I can’t seem to find a straight answer from their website. I have money invested in ING Direct money market and afraid i might lose money sooner or later. Should I take it out?
I found out their mutual funds aren’t actually insured by FDIC, only their CD’s and Savings accounts are.

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Technorati Tags: fdic, ing, money market, mutual funds, savings accounts, straight answer

I’m looking into opening a Money Market Account. I hear they have good interest rates and they’re FDIC insured, and its pretty easy to take money from and deposit into the account.

I saw that Nationwide has 3.52% APY on their Money Market Accounts right now. But I heard people complain about Nationwide’s ACH system. What exactly is the ACH system, and why does it matter?

Which bank should I go with for a money market account? Which one has the best service and interest rates? Should I just go with Nationwide?

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Technorati Tags: ach system, apy, fdic, interest rates, money market account

Shorter-term treasury bills are earning ~1% these days.

My money market savings account is earning ~3.5%. It’s been at this rate, or higher, for years. Since it’s FDIC-insured, its credit risk isn’t substantially more than that of a treasury bill. And, it’s more liquid.

So why would someone put their money into treasury bills?

Thanks!

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Technorati Tags: credit risk, fdic, money market savings, savings account, treasury bill, treasury bills

I know money market account is not isured by FDIC. I will have about 300K to invest but since the stock market is really volatile right now, I like to start investing slowly. I am planning to put some money in money market account at Vanguard. Their money market account have a slightly higher return. I also want to buy some mutual funds that Vanguard offers in the future.
But I am just a little concerned about putting all the money in just one account. Any thought? What kind of risk shoud I think about? Should I go with CD or Bond?

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Technorati Tags: 300k, fdic, money market account, mutual funds, risk, stock market, vanguard