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Posts Tagged ‘dividend’

401k plan does not pay stock dividends on index funds?

October 19th, 2010

I have a 401k at my company, and I have 3 stock index funds in which I participate. Over the last year, I have NOT received a single dividend or capital gain on any fund. I have never seen this happen before, I always received dividends on index funds I have bought in the past.

I called the 401k department and they were of no help. They told me the dividends are reinvested back into the fund itself to bring the cost of the fund down…..I do not think that sounds right though…nor do I think its right considering the same fund cost is exactly what yahoo finance says the fund cost is.

If anyone could shed some light on this I would really appreciate it
Let me add some more details. The fund is something called a comingled fund. It does not really have its own prospectus per say, but it does hold 100% of Vangaurds Total Stock Index.
When I look at my statement online, there has not been a single transaction in the last 6 months…when I last worked there. However, I would would still expect to get dividends reinvested but I got nothing. I have the same amount of shares as when I left. I know for a fact the Vangaurd fund paid dividends this part year…so you see my point?

I called the 401k department and they told the dividends get revinvested into the fund itself and I do not see anything. They said this is a "special" arrangement and no dividends are paid to the owners. Personally, I think someone is skimming the dividends, I just have no idea how I would ever find that out.

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Tags: 401k, capital gain, dividend, dividends, finance, prospectus, stock index funds, yahoo |

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I would like to know if I need to keep bank and mutual Fund statements?

August 13th, 2010

I have kept bank and mutual fund statements for years. I would like to throw them away if not needed. I have some mutual funds I purchased 15 years ago with dividand invested. In order to calculate the cost basis of the fund when I sell the shares, I think I need to keep records of the cost of share when the dividend was used to purchase additional share. Many of the large Mutual Fund companies have started capturing the cost basis for shareholders in the last 10 years so they calculate the cost basis for you. Some of the smaller mutual funds companies do not have this type of service. Any advice is helpful.

For the bank statement, after I reconcile the checks, do I need to keep them for any reasons?

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Technorati Tags: 10 years, checks, cost basis, dividend, mutual fund companies, mutual fund statements, mutual funds companies, shareholders

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Tags: 10 years, checks, cost basis, dividend, mutual fund companies, mutual fund statements, mutual funds companies, shareholders |

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How do I know when a stock is good or not, What do investors look for in a stock in order to pick it?

July 19th, 2010

I know you cant really predict the future, and decide which stocks are good. But what do investors look for in a stock in order to pick it. Is it the P/E, Dividend, Volume?

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Why does the value of a mutual fund go down by the equal amount of the dividend paid?

July 14th, 2010

While I was happy to get a 25 cent dividend, I then noticed that the NAV of my mutual fund went down by 25 cents. So, in the end, are dividends useless to the investor? Please tell me what the story with this is. Thanks in advance.

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Technorati Tags: dividend, dividends, investor, mutual fund, nav, thanks in advance

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Tags: dividend, dividends, investor, mutual fund, nav, thanks in advance |

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Any tax benefits to reinvesting your dividends from mutual funds?

May 21st, 2010

I have a few mutual funds with fidelity which distribute dividends once a year. By default all the dividends are reinvested back into the funds. I would rather have the dividends in cash so I can invest into different funds. Is there any tax benefits to having the dividends reinvested instead of just taking the dividend in cash?

Thanks

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For mutual funds, what is face value and how do you calculate it?

May 7th, 2010

When dealing with mutual funds, what is face value or how is it determined? I’ve been reading up on mutual funds and I know it’s use for determining how much dividend is paid.

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How many shares of stock should the club buy for its investment?

May 6th, 2010

Investment Club.

An investment club bought a bond of an oil corporation for 00. The bond yields 8% per year. The club now wants to buy shares of stock in a hospital supply company. The stock sells at per share and earns a dividend of {content}.50 per share per year. How many shares should the club buy so that its total investments in stocks and bonds yield 5% per year?

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Technorati Tags: dividend, investment club, investments, oil corporation, stock, stocks and bonds

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What is the stock’s expected price seven years from today?

April 17th, 2010

A stock that currently trades for per share is expected to pay a year-end dividend of per share. The dividend is expected to grow at a constant rate over time. The stock has a beta of 1.2, the risk-free rate is 5%, and the market risk premium is 5%. What is the stock’s expected price seven years from today?

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Technorati Tags: beta, constant rate, dividend, market risk premium, seven years, stock, year end

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Mutual Fund?

April 5th, 2010

(Q1)
Everybody talks about investing money in Mutual Fund.
suppose, you want to invest some money in Mutual Fund (CLOSE ENDED for 3 years say) (say in HDFC Tax saving Mutual Fund).

How you will be paid your return after 3 years ?

does the Mutual Fund company AUTOMATICALLY sends your profit(if any) by cheque to your home address ?

who pays the return(profit) ? i am confused, how one will get the return(profit) ?

(Q2)
Now suppose,

suppose, you want to invest some money in Mutual Fund (OPEN ENDED i.e you can withdraw money at any time…right ?) .

now, say you want to discontinue after 3 Months.

what you have to do ? i have read …you have to "sell the Mutual Fund" ….but selling to whom ? how do i get the customer to sell?

is it necessary to sell ?

if i dont sell but want to withdraw what will happen ?

very much confused.
——————————————-
can you please clarify my some more doubts ?

which is better mode of investment ?

(1)with dividend or without dividend ?
(2)close ended or open ended ?
————————————–

i have also read a fact , that suppose you invested some mone to a MF fund company. but the MF company ruined and could not survive….thats means, you are not getting any profit…right ? your money is gone….correct ?

well ok….but the most stunning fact and dangerous thing i have read is that you have to sell your furnitures,TVs,Computers and other household things to pay off the MF company . because , they say,…you too have the liability as the company ruins so you also ruin.

is this fact true ?

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Technorati Tags: 3 years, cheque, dangerous thing, dividend, doubts, home address, household, investing money, mf company, mone, mutual fund company, ruin, tvs

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Tags: 3 years, cheque, dangerous thing, dividend, doubts, home address, household, investing money, mf company, mone, mutual fund company, ruin, tvs |

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What stocks will be a wise investment to hold long term?

April 1st, 2010

I am sick and tired of seeing my stock portfolio sometimes decreasing a few thousand dollars in one day. I am always looking for new stock investments. Which large corporate stocks are still available that have always made a profit and still have profit growth, have a low PE ratio, pay a dividend that will not be cut, have little or no debt on their balance sheet, and will be safe in this bad economy that we are facing. Provide the ticker symbols of these stocks and the reasons why the stock of these companies should be purchased.