Posts Tagged ‘company stock’

Can I transfer appreciated stock to a minor child with no income, sell it, then pay taxes at their rate?

I have appreciated company stock that I have held over one year. I purchased it with the intention of using it for my childrens (age15 and 16) college education. I would like to gift it to them, then they could sell it. Since capital gains tax goes to 0% in 2008 for low income people, and at best they will have part time jobs, I could save the capital gains tax on the gain, allowing them more for college. This will lower their chance of grant money, but I think we make too much anyway (combined 0,000).

Could I do this to avoid paying capital gains? The stock is in my name, can my wife and I each gift ,500 per year (or do I need to transfer some to her first)? Would she have to wait to gift it? Do the kids need to hold it an additional year to get long term capital gains?

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ESOP transfer to Money Market account tax?

I sold shares of my company stock under an ESOP, but transferred it into a money market account in the same fund family. I never collected anything from it. Do I still have to declare it?
Does the same apply if the company stock and the money market account are in a 401K?


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What is better to invest in, a mutual fund of company stock?

what is the best investment for the long haul of making a person more money a mutual fund or company stock? Does anyone now of hot stock pic in either catagory?


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What happens to the stock when a big company buys a little company?

Does the little company stock swap for big company stock? Does the big company stock go up? I know of a small company rumored to being purchased soon by a big company. Which one should I buy stock in ahead of time?


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