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Posts Tagged ‘3 years’

clarification on index funds?

October 5th, 2010

I’m 19 years old and trying to plan for my future. I’ve been trying to do research on things to invest in and originally i went into this looking into buying a mutual fund. most of the information i found said that mutual funds arent the way to go but index funds are where its at. Ive been looking into this "VTSMX" fund but I just don’t understand how i’ll really make money with it long term. I just don’t understand how its a good long term investment. The stock market goes up 2 out of every 3 years i read somewhere but it seems like like it takes 2 years to recover from how long it got at one point. so how do I make money on an index fund when it just platues. As far as the fund is concerned it went to 35$ at one point and then came back down to 14 and then continued to rise to 38 again. I guess I just don’t quite understand and have alot more learning to go. any insight would be wonderful

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Technorati Tags: 19 years, 3 years, how do i make money, index fund, index funds, insight, long term investment, mutual fund, mutual funds, quot, stock market

Posted in Best Index Funds |

Tags: 19 years, 3 years, how do i make money, index fund, index funds, insight, long term investment, mutual fund, mutual funds, quot, stock market |

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Can I move a mutual fund to a Roth IRA account and not pay any taxes?

August 28th, 2010

I’ve got a Vanguard mutual fund in a non-retirement account. I’ve had it about 3 years now. I’d like to move it to a Roth IRA account, but I do not want this to be a taxable event. Is there any way I can do that? Or must I sell them, pay capital gains on the earnings, and then use that money to invest in a Roth IRA.

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Technorati Tags: 3 years, capital gains, earnings, money, retirement account, roth ira account, vanguard mutual fund

Posted in Top Rated Mutual Funds |

Tags: 3 years, capital gains, earnings, money, retirement account, roth ira account, vanguard mutual fund |

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Investment???

August 25th, 2010

Joanna decided to invest the 0 that she had received as graduation presents. She earned 6% interest comounded monthly. How much interest did she earn with this investment after 3 years?

a) .54
b)
c) .34
d) 7.54
e) 8.34

If you invest 00 for 4 years in each of the following Guaranteed Investment Certificate (GICs), how much greater are your earnings with the best one than with the worst one?

1. 9% compounded annually.
2. 8.75% compounded quarterly
3. 8.5% compounded daily

a) .14
b) .69
c) .83
d) .04
e) .73

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Technorati Tags: 3 years, earnings, graduation, guaranteed investment certificate, joanna

Posted in Online Stock Investment |

Tags: 3 years, earnings, graduation, guaranteed investment certificate, joanna |

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Any Canadian mutual fund portfolio trackers that allow re-occurring transactions and actually work?

July 29th, 2010

I am looking for a free canadian mutual fund portolio tracker that allows re-occurring transactions. I am currently using fundlibrary.com but their re-occurring transaction ability has not been working for the past 3 years and they have no intention of fixing it. The other option is globeinvestor.com but i would rather not have to pay 159$ a year for something that should be a free service.

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Technorati Tags: 3 years, canadian mutual fund, intention

Posted in Top Rated Mutual Funds |

Tags: 3 years, canadian mutual fund, intention |

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What does extremely high capital gains tell you about a mutual fund.?

July 28th, 2010

I have been with a stock mutual fund for 20 years and for the last 3 years capital gains are increasing to the point where this year they reflected a third of the total value of the fund. This is killing me in terms of tax penalties and liabilities. Why would this happen and what does this tell you aboutr the fund?

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Technorati Tags: 3 years, capital gains, liabilities, mutual fund, stock, tax penalties, total value

Posted in Top Rated Mutual Funds |

Tags: 3 years, capital gains, liabilities, mutual fund, stock, tax penalties, total value |

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What is the Difference between Equity shares and Mutual funds?

July 19th, 2010

Can anyone tell me what is the basic difference between the equity shares and Mutual funds… and from both of them, on investing, we got maximum profit within 1-3 years range.

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Technorati Tags: 3 years, maximum profit, mutual funds

Posted in Top Rated Mutual Funds |

Tags: 3 years, maximum profit, mutual funds |

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What is the return on investment of a check cashing franchise?

June 5th, 2010

I am working with a franchise consultant who is recommending that I purchase a check cashing franchise with a company called Family Financial Centers. I have never owned a franchise before. I would like to find out from current franchisees of this or other companies how much investment of their personal time is necessary and what kind of net profit are you making per year. Family Financial Centers is a new business (3 years) so I’m concerned that there is no long term track record of it’s profitability.

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Technorati Tags: 3 years, franchise consultant, franchisees, net profit, new business, personal time, profitability

Posted in Online Stock Investment |

Tags: 3 years, franchise consultant, franchisees, net profit, new business, personal time, profitability |

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what happens to my investments if the mutual fund company goes bankrupt?

May 19th, 2010

I have recently invested in a mutual fund but there have been rumors that the bank might go bankrupt. In that case what will hapen to the investments that I have made? Also as per the policy, I cant pull out my money for a minimum period of 3 years.

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Technorati Tags: 3 years, investments, minimum period, money, mutual fund

Posted in Top Rated Mutual Funds |

Tags: 3 years, investments, minimum period, money, mutual fund |

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What are the best mutual funds right now?

April 11th, 2010

I am looking to invest about 200k into mutual funds. What are some very good utual funds right now maybe 2-3 years. Short term. Also is there any other way to nvest that is better than mutual funds? That are as secure and have returns of 25%+ a year?

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Technorati Tags: 200k, 3 years, mutual funds, nvest, utual funds

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Tags: 200k, 3 years, mutual funds, nvest, utual funds |

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Mutual Fund?

April 5th, 2010

(Q1)
Everybody talks about investing money in Mutual Fund.
suppose, you want to invest some money in Mutual Fund (CLOSE ENDED for 3 years say) (say in HDFC Tax saving Mutual Fund).

How you will be paid your return after 3 years ?

does the Mutual Fund company AUTOMATICALLY sends your profit(if any) by cheque to your home address ?

who pays the return(profit) ? i am confused, how one will get the return(profit) ?

(Q2)
Now suppose,

suppose, you want to invest some money in Mutual Fund (OPEN ENDED i.e you can withdraw money at any time…right ?) .

now, say you want to discontinue after 3 Months.

what you have to do ? i have read …you have to "sell the Mutual Fund" ….but selling to whom ? how do i get the customer to sell?

is it necessary to sell ?

if i dont sell but want to withdraw what will happen ?

very much confused.
——————————————-
can you please clarify my some more doubts ?

which is better mode of investment ?

(1)with dividend or without dividend ?
(2)close ended or open ended ?
————————————–

i have also read a fact , that suppose you invested some mone to a MF fund company. but the MF company ruined and could not survive….thats means, you are not getting any profit…right ? your money is gone….correct ?

well ok….but the most stunning fact and dangerous thing i have read is that you have to sell your furnitures,TVs,Computers and other household things to pay off the MF company . because , they say,…you too have the liability as the company ruins so you also ruin.

is this fact true ?