Should I invest in a mutual fund or a 529 plan for my child?

The 529 plans that I have found in NY have an average of 3-5% return since inception (2003). I feel that if I invest in a traditional mutual fund, I can get a better rate of return over the next 18 years and this will out weigh the tax advantages of the 529 plan. Is my rational correct?


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better way to invest money than CD or money market?

I’m a 35yo single male, I own my own home and I have about 000 in a money market paying 4.65 apy. Also i have two CD’s each for 00 5.35% apy for nine months. My mortage is 6.74% apr ( I owe k, purchased house at k two years ago). I also have about k in a retirement mutual fund which I have calculated has paid a disappointing 5 % over the last 7 yrs. My question is this. These investments (cd’s and money markets) are super safe because of FDIC. And I like a sure thing even though I’ve heard often that when your younger u should have more risk in your portfolio than when u r older. Are there investments that would pay slighty more and be slightly more risky but not too risky. Perhaps municipal bonds? I also like the liquidity of CD’s and money market accounts so I wouldn’t want to give up all that much liquidity.


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When Obama speaks does the stock market freak out or what is the market scared of Obama?

When Obama speaks does the stock market freak out or what is the market scared of Obama?


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What is your investment experience in buying a Unilodge apartment?

I’m considering buying a Unilodge apartment as an investment. Does anyone have one and what is your experience? Are they worth it as an investment? Any feedback appreciated. Thanks.


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When does interest on a mutual fund get paid to you?

Interest in a bank account pays every month, but when does interest in a mutual fund get paid?


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Where can I find a list of s&p 500 index funds or etf's? How do you invest in them and what's the cost?


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    When will I get taxed on my money market IRA?

    I just opened a money market IRA. I rolled about ,500 from my 401K into my new IRA. Since that money was pre-taxed, and any money that I put in from now on will be post tax..when will my ,500 be taxed? And will I have to pay that out of pocket, or will it come out of the money I put in my IRA?


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    What do people do wrong on the stock market that make them fail?

    A person said in another answer this:
    "Many investors achieve this, (including me). Very few "traders" come anywhere close to that, and though a few make good money, the majority loose their money and slink away very quietly!"

    The majority lose their money and sink away. So what do the majority do that make them fail on the stock market? Any links to websites or articles/advice of what not to do wrong when investing in stocks?


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    Any Canadian mutual fund portfolio trackers that allow re-occurring transactions and actually work?

    I am looking for a free canadian mutual fund portolio tracker that allows re-occurring transactions. I am currently using fundlibrary.com but their re-occurring transaction ability has not been working for the past 3 years and they have no intention of fixing it. The other option is globeinvestor.com but i would rather not have to pay 159$ a year for something that should be a free service.


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    How long will it take an investment to double at 7% interest compounded continuously?

    How long will it take an investment to double at 7% interest compounded continuously?? I also need the same question but triple instead of double. I’m just not getting how to solve for that. Thanks!


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